// JavaScript Document

function makeArray(len) {
for (var i = 0; i < len; i++) this[i] = null;
this.length = len;
}

// you add as many quotes as you want here just make sure to change the makeArray(number). Also, avoid advanced punctutation in the text. Do not use apostrophes, hyphens, etc.

ideas = new makeArray(10);
ideas[0] = "<p class=\"bodyTextLarge\"><em>Fact</em>: The fees for alternatives to short-term loans are not an affordable or attractive option for most people. <a href=\"../facts/importantFacts.aspx#0\">Learn More &raquo;</a></p>";
ideas[1] = "<p class=\"bodyTextLarge\"><em>Fact</em>: Short-term loans provide an easier and more affordable way to make ends meet in the short-term. <a href=\"../facts/importantFacts.aspx#1\">Learn More &raquo;</a></p>";
ideas[2] = "<p class=\"bodyTextLarge\"><em>Fact</em>: Short-term loan customers understand the product and have decided it is the best choice for them. <a href=\"../facts/importantFacts.aspx#2\">Learn More &raquo;</a></p>";
ideas[3] = "<p class=\"bodyTextLarge\"><em>Fact</em>: Short-term loan borrowers are satisfied customers. <a href=\"../facts/importantFacts.aspx#3\">Learn More &raquo;</a></p>";
ideas[4] = "<p class=\"bodyTextLarge\"><em>Fact</em>: Unlike overdraft and credit card fees, short-term loans are clear and easy to understand. <a href=\"../facts/importantFacts.aspx#4\">Learn More &raquo;</a></p>";
ideas[5] = "<p class=\"bodyTextLarge\"><em>Fact</em>: Banning short-term loans makes things worse for consumers financially. <a href=\"../facts/importantFacts.aspx#5\">Learn More &raquo;</a></p>";
ideas[6] = "<p class=\"bodyTextLarge\"><em>Fact</em>: Most customers use short-term loans responsibly. <a href=\"../facts/importantFacts.aspx#6\">Learn More &raquo;</a></p>";
ideas[7] = "<p class=\"bodyTextLarge\"><em>Fact</em>: Short-term loans are two-week loans, not annual loans, so the 390% annual percentage rate cited by critics is misleading. <a href=\"../facts/importantFacts.aspx#7\">Learn More &raquo;</a></p>";
ideas[8] = "<p class=\"bodyTextLarge\"><em>Fact</em>: All short-term loan customers have a steady income and active checking account, both of which are required to receive a payday loan. <a href=\"../facts/importantFacts.aspx#8\">Learn More &raquo;</a></p>";
ideas[9] = "<p class=\"bodyTextLarge\"><em>Fact</em>: The short-term loan industry is heavily regulated. <a href=\"../facts/importantFacts.aspx#9\">Learn More &raquo;</a></p>"

// The random number generator.

function rand(n) {
seed = (0x015a4e35 * seed) % 0x7fffffff;
return (seed >> 16) % n;
}
var now = new Date()
var seed = now.getTime() % 0xffffffff