Polls Archive

The number one reason I prefer to use non-bank services, rather than going to a bank is:

  • I can get money quicker (40%, 21 Votes)
  • Banks won’t lend to me (38%, 20 Votes)
  • The loans are more affordable (13%, 7 Votes)
  • They are in more convenient locations (9%, 4 Votes)

Total Voters: 52

Start Date: January 4, 2011 @ 5:29 pm
End Date: No Expiry

To help pay for holiday gifts, I most commonly

  • Use credit cards (100%, 1 Votes)
  • Take out a loan (0%, 0 Votes)
  • Borrow from a family or friend (0%, 0 Votes)
  • Use money saved throughout the year (0%, 0 Votes)

Total Voters: 1

Start Date: December 20, 2010 @ 9:06 pm
End Date: No Expiry

I have seen a copy of my credit report in the last five years

  • Yes (100%, 1 Votes)
  • Unsure (0%, 0 Votes)
  • No (0%, 0 Votes)

Total Voters: 1

Start Date: December 14, 2010 @ 12:28 am
End Date: No Expiry

How have you been impacted by the passage of The Credit Card Act?

  • The interest rate on my credit cards has gone up (32%, 38 Votes)
  • I have not been impacted (20%, 24 Votes)
  • My application for a credit card was denied (15%, 18 Votes)
  • My credit line was reduced (14%, 17 Votes)
  • I now have to pay an annual fee (19%, 3 Votes)

Total Voters: 118

Start Date: November 22, 2010 @ 9:45 pm
End Date: No Expiry

Tip of the Week

If you are receiving harassing bill collection phone calls, you have rights. Learn More.

File a complaint with FTC if your rights are being violated.

The consumer voice

by Gerri Guzman

Databases and Your Privacy

Last week I had the privilege of representing your interests at a state senate hearing in Missouri, where legislation has been introduced that calls for a state-wide database of payday loan customers. This means that when you take out a short-term loan in Missouri, your name is entered into a state-wide database to ensure you cannot take out more than one loan at a time.