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Access to short-term credit is vital to me and my family. These products provide a convenient, affordable way for me to take care of my financial obligations and emergency situations. If these products are taken away, my family will need to resort to more drastic and expensive financial options.
In areas where short-term lending has been banned or regulated out of business, people like me have faced hardship. Consumers have defaulted more often on monthly bills, like home mortgages or car payments. They have seen increased home foreclosures and personal bankruptcies. And they have been forced into more costly options such as overdrawing bank accounts, relying on expensive credit cards and paying costly utility re-connection fees.
Short-term lenders and check cashers provide important services in my community that banks have refused to offer. Please don’t take away my access to this important service and don’t force me to pay higher fees for other options. In these tough economic times, I want to be able to take care of my obligations and choose the service that best meets my needs.
Join thousands of consumers across the nation in signing the petition to protect your access to quick, convenient payday loans and check cashing services and ensure your fees don’t skyrocket.
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